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General questions

Can foreigners buy property in Dubai?

Yes, foreigners can buy property in designated freehold areas in Dubai with full ownership rights.

Can I get a mortgage in Dubai as a foreigner?

Yes, many local banks offer mortgages to expats. Requirements usually include a stable income, down payment of 20–25%, and valid residency.

How long does the buying process take?

  • Cash purchase: ~1–2 weeks
  • Mortgage purchase: ~4–6 weeks
  • Do I need to be in Dubai to buy a property?

    No, you can buy remotely via power of attorney or digital transactions.

    What is the DLD fee?

    The Dubai Land Department (DLD) fee is 4% of the purchase price. It must be paid during registration of the property.

    What is a payment plan in off-plan projects?

    Developers often offer flexible installment plans, such as 60/40 or 70/30 (e.g., 60% during construction and 40% on handover).

    What is a title deed?

    A legal document that proves ownership of a property. Issued by the Dubai Land Department.

    Can I get a Golden Visa by investing in property?

    Yes. If you invest at least AED 2 million in real estate, you may qualify for a 10-year Golden Visa.